Last month, when releasing the census with great fanfare, Peter Costello once again took credit for the recent slight rise in the birth rate.  For the record, Australia’s fertility rate increased to 1.81 births per woman in 2005, up from 1.77 the year before. The replacement rate (the average number ofContinue Reading

This week I renewed my annual Sydney public transport ticket. Because of where I live, I catch all three possible forms of government owned public transport – trains, buses and ferries (and the two private ones too – monorail and light rail, but that’s a story for another post). BecauseContinue Reading

There have been quite a few articles recently (all behind subscription walls, alas) about low cost housing in Australia. The Sydney Morning Herald (in the Good Weekend last week) had an article about the fabulous Department of Housing apartments that still exist in Sydney’s Rocks area. Some with magnificent HarbourContinue Reading

I had a to make a speech at work today to six hundred odd people – a new record for me. I’ve got better at speeches over the years, but they still have about the level of excitement of going to the dentist. The person managing the event (I was oneContinue Reading

The recent horrendous floods in the Hunter Valley have reminded me (again) of another example of insurance market failure – flood insurance. It hasn’t hit the headlines yet, but it will. In the Australian insurance market, it is pretty close to impossible to buy insurance against flood. Wordings vary, butContinue Reading

The other morning, Hungry Boy was sick. For a change in our house, it was nothing serious, but someone had to stay home with him. He couldn’t go to preschool, as was the usual plan that day. Mr Penguin, who is the primary carer in our house, also does quiteContinue Reading